About Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus collaborates closely with its clients to digitally integrate a 360° approach to verifications across their workflows.Xactus total reporting solutions enable lenders to create a show efficient workflow and improve their consumers' digital experience. Over Xactus; Xactus U; ... Tri-merge Credit Reports. Xactus' credit reporting browse enable lenders to form one more efficient workflow the improve their consumers' direct experience.corner or on the bottom left under Recent Requests you can click on credit then your file # 2. Once youare onthe main screen foryourconsumers file will see a drop down menu on the upper right hand side labeled Other Reports and can click on which ever report is needed. Xactus.com. 888-212-42002. Credit Report Comparison - Xactus' compare feature allows you to quickly compare two credit reports -the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ...Cactus Credit was founded with one goal in mind, to offer loans with simple terms and easy monthly payments. Unlike title lenders and payday loan providers, we never aim to trap our customers in debt. Our installment loans can be paid off easily in just a few months.Go access a specific account, select from the optional below: Xactus360 (formerly Avantus). Sign ArePresident. Shelley Leonard serves as President of Xactus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country's top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its innovative credit and data solutions and digital ...Kevin Ryan serves as the Chief Financial Officer of Xactus. In this role, Kevin is guiding the firm's efforts to streamline its finance and accounting operations. He is also leveraging his extensive experience in data analysis and data management to build a robust, enterprise-wide analytical infrastructure for Xactus. Prior to joining Xactus ...Equifax: You can dispute online or by mail to Equifax Information Services, LLC, P.O. Box 740256, Atlanta, GA 30374-0256. Dispute over the phone at (866) 349-5191. Experian: You can dispute ...Jun 13, 2022 | Press Release, Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that Michael Crockett has been named to the newly created role of Chief Data Officer. Crockett will develop and manage the data strategy for Xactus, including data-related functions such as data management, data ...Avantus LLC, Xactus, and other parties can perform two types of inquiries into your credit, and each has a different effect on your credit score. If Avantus or Xactus initiated a hard inquiry, your score may drop by up to 10 points. If Xactus on credit report information shouldn’t be there, dispute it. Hard Inquiries. When consumers apply for ...What can you do if there's a negative mark on your credit report that was placed there in error, through no fault of your own? Follow these steps to fix it. Your credit report and ...About Xactus: Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit ...Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions. ... For some reason this company is putting hard pulls on my credit report and I never authorized any such inquiries. They are obviously up to something. Jillian Haynes on Google. May 7th, 2022.Nov 6, 2023 · In-Platform Communication – Quickly and efficiently ask a question to the Xactus team directly on the credit file screen or on any open service request. In addition, Xactus360 captures and logs conversations in the files, so anyone accessing the file may check status and recent updates, improving workflow.Created: February 04, 2020 10:31. Updated: April 28, 2022 10:41. Follow. Who is Xactus? Xactus (formely Credit Plus) provides state-of-the-art verification services from pre-application to post-close that give mortgage professionals greater confidence when making lending decisions.About Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus collaborates closely with its clients to digitally integrate a 360° approach to verifications across their workflows.Repull Frozen Credit Files The Applicant(s) credit file is frozen at the credit bureau(s) listed below. To repull a file, select the appropriate checkbox and enter the consumer's PIN if required. Clicking the Submit button will repull the selected credit files. There is a charge per bureau per borrower. (TO: $7.50, EXP: $7.50, EQX:SIO.25 Frozen ...First, determine if you have recently applied for a mortgage online or completed an application for an apartment. Mortgage companies and landlords will often access your credit through a company who provides credit reports for mortgage or tenant purposes. Multiple inquiries from the same company can happen when you are applying for credit. Here areNavigate to the Credit File screen in the Xactus website for your borrower. If viewing the credit report in a Loan Origination System (Encompass, Calyx Point, etc.) , select the Add ... Comparison Report Request Suzp ement VIEW REPORT ADD-ON PRODUCTS REF 07820 1805000046 742 TU: 740 724 28 750 +11 co-BOR: ADDR:UCS grew to be one of the largest National providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. I will ...The LexisNexis® RiskView™ Liens & Judgments Report from Xactus provides technology advancements that improve the accuracy and timeliness of lien and civil verdict data. Xactus' solution can help you maintain your competitive rear without increasing the issue of recalibrating your models.Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation's leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 360° U.S. Coverage, and 500+ employees—all focused on Advancing ...X360 Landing Page | Xactus. Xactus360 is an innovative, easy-to-use technology platform that combines best practices, a wealth of mortgage experience, and customer input, to deliver an intuitive user experience unlike any other. Best of all, Xactus360 revolves around you and your revolving needs.We would like to show you a description here but the site won't allow us.Loans Auto Loans Student Loans. Check your free credit report and credit score updated weekly. Monitor your credit, get expert insights on growing it.• New Report – Orders a new credit report, or add frozen bureaus to an existing file, add a co-borrower. • Upgrade – Add bureaus to an existing file. ... I Credit ReportX Xactus Borrowers Nickie Green & Alan Brawn ORDER INFORMATION ORDER DATE 07/182023 AM 07/182023 AM 07/182023 AM 07/182023 AM 07118/2023 AMXactus is the leading verification innovator for the mortgage industry, with over 6,500 clients including Rocket Mortgage and many of its third party origination partners. Our TPO partner program helps brokers make smarter lending decisions with core advantages designed specifically for their operations. At Xactus, we apply a 360 approach to ...When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. The new ... While the component companies now making up Xactus have been in business 30 years or more (one company, Advantus, goes back 75 ...Kevin Ryan serves as the Chief Financial Officer of Xactus. In this role, Kevin is guiding the firm's efforts to streamline its finance and accounting operations. He is also leveraging his extensive experience in data analysis and data management to build a robust, enterprise-wide analytical infrastructure for Xactus. Prior to joining Xactus ...Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.04/28/2022 . 1. Start by logging into Xactus and opening your borrowers file from the main page. 2. First, please notice the file number of this report.Covius offers a full range of decisioning, monitoring, compliance, default and disposition solutions for Mortgage Servicers. Default solutions including default title, curative and recording services for loan modifications, deed-in-lieu, short sales, foreclosure and REO. Helping clients measure performance, assure regulatory and investor ...Navigate to the credit file screen, locate ADD-ON PRODUCTS on the right of screen. Click on . Spouse. If the Spouse option is not available, possible reasons include: 1. The original report is over 30 days old. Order a new file as a joint report. 2. The original report was ordered by another use and you do not have r ights to modify reportsGet leading lending advanced and credit reporting solutions from Xactus. Integrate final data and reporting seamlessly. Reduce risk are decisions. About Xactus; Xactus U; News; Help & Endorse; About Us; ... Show Xactus The Leading Review Innovator for that Mortgage Industry. Get About Xactus.Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232 ...This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened & DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit & Account Types High Credit: This is the highest amount borrowed on this account. This shows ...646-818-9040. [email protected]. Company Contact. Perry Steiner. Chairman and CEO. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage verifications and business credit reports, today ...Repull Frozen Credit Files The Applicant(s) credit file is frozen at the credit bureau(s) listed below. To repull a file, select the appropriate checkbox and enter the consumer's PIN if required. Clicking the Submit button will repull the selected credit files. There is a charge per bureau per borrower. (TO: $7.50, EXP: $7.50, EQX:SIO.25 Frozen ...Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus works closely with its clients to digitally integrate a 360 approach to verification across their workflows.M Report: Charting Rough Waters in the Mortgage Business Feb 9, 2021 | In the News When the coronavirus pandemic first took hold of our country last spring, and we found ourselves in lockdown, leaders of companies across the country were left to figure out how to encourage and inspire a remote workforce shaken and concerned about the future.Get leading lending advanced and credit reporting solutions from Xactus. Integrate final data and reporting seamlessly. Reduce risk are decisions. About Xactus; Xactus U; News; Help & Endorse; About Us; ... Show Xactus The Leading Review Innovator for that Mortgage Industry. Get About Xactus.Xactus is also a leading provider of business data and intelligent insights that are necessary for companies to make more informed credit decisions and build their businesses. Our technology offers access to business credit reports, business owner reports and more.1. Start by logging into Xactus and accessing the main page. Click Order Credit Report under Products & Services 2. Enter the applicant information for all required fields. Check the boxes next to the bureaus needed, then click Order. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. How to Order a Credit Reportselections for the report needed. Request Type: New Report Report Type: PreQual Report On: Individual or Joint Check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading. Please do not click off this screen until the processing is complete.Your credit score can be the key to getting loans, credit cards, and the best interest rates. Monitoring it is important! We'll show you how. We may be compensated when you click o...Or if you prefer to speak with someone, please call us at (888) 212-4200. Are you a current customer looking for assistance? Please go to our help and support page to obtain the correct contact information depending on your request. " * " indicates required fields. Xactus is dedicated to offering unmatched customer service.Select Order Credit Report. A window will pop-up allowing you to choose your Provider. Select Xactus and click Submit to launch the order form. ... I Credit ReportX Xactus Borrowers Nickie Green & Alan Brawn ORDER INFORMATION ORDER DATE 07/182023 AM 07/182023 AM 07/182023 AM 07/182023 AM 07118/2023 AMRegister for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Call 1-877-322-8228. You will go through a verification process over the phone. Your credit report will be mailed to you within 15 days. Blind and Visually Impaired Consumers can ask for your free annual credit reports in Braille, Large Print or Audio Formats. Call toll free at 877-322-8228. Provide personal information to validate your identity.Here are five things you can do if you suspect unauthorized credit inquiries on your report. Contact the company that made the inquiry. Report and document the fraud. Notify the credit bureaus. Place a fraud alert. Dispute the unauthorized inquiry with the credit bureaus.If you are a Xactus customer seeking assistance, please select from the following choices: Customer Favor. Credit reports, supplements, lien and judgements, etc. [email protected] Xactus360: 800.243.0120 x 2000 Legacy: 800.258.3488 x 1411.I can be reached at 800-243-0120 ext. 236 to answer any questions or concerns you may have. Please visit our website at www.avantus.com. and take a tour, and my e-mail is [email protected] ...Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.Rescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question.Xactus’ solution can help you manage your competitive edged absent adding the effort concerning recalibrating your models. Liens the Judicial returns information in the credit report about public record filings on individuals for help uncover civil court filings during the.Paul was elected to Congress at age 28 and represented Wisconsin’s First District for two decades. He was named a professor-of-the-practice at the University of Notre Dame for the 2019-2020 academic year. He holds a degree in economics and political science from Miami University in Ohio and was awarded an honorary doctorate by the university.With Credit Canvas+, lenders can pick and choose which bureaus are present on the credit report. Our flexible bureau logic allows lenders to start with a single bureau and then determined which credit score criteria will automatically upgrade the report from a single to dual or tri-bureau report instantly. Pre-Approve and Pre-Qualify ConsumersXactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, …Imagine your credit data as a traveler setting off on an epic journey through the intricate pathways of Xactus' systems. Each step is crucial to building up that comprehensive report. Xactus' Role in the Larger Credit Reporting Landscape. Think of Xactus as a big fish in the credit report pond.Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...Credit Plus is now Xactus. We have come together to create the leading. verification innovator for the mortgage industry. X. CIS Credit Solutions is now Xactus. We have come together to create the leading. verification innovator for the mortgage industry. X. DataFacts is now Xactus.Xactus (pronounced 'Zac-tus') is the leading verification innovator for the mortgage industry. We have over 6,500 clients ranging from the largest bank and non-bank mortgage originators to ...Feb 27, 2024 · We are proud to be the first third-party service provider with the credit integration,” said Shelley Leonard, President of Xactus. Meet with Xactus at ICE Experience 24. Xactus is a proud Platinum Sponsor of the ICE Mortgage Technology Experience this year taking place March 18-20 in Las Vegas. Schedule a time to meet with us at the ...Xactus' credit reporting solutions reduce costs, increase efficiencies, real mitigate risk. Our pre-approval and pre-application reports employ flexible inquiries which protect your lead from competitors. Best are all, and credit reporting products help you make beter decisions throughout the getting process.Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, "Advancing the Modern Mortgage," which speaks to Xactus's focus to be an innovative and transformative force in the mortgage industry.selections for the report needed. Request Type: New Report - Adds the co-borrower to an individual report Report Type: Consumer Credit, Mortgage Only, PreQual Report On: Joint *Although the reference number field is grayed out , as long as the original file is under 30 days old, the co borrower will be added to the borrower's last pulled ...If you are a Xactus customer seeking assistance, please select from the following choices: Customer Favor. Credit reports, supplements, lien and judgements, etc. [email protected] Xactus360: 800.243.0120 x 2000 Legacy: 800.258.3488 x 1411.Bill Merryman serves as Executive Vice President of Sales of Xactus, having originally joined Universal Credit Services in 2014 as President. Bill brings with him approximately 40 years of sales and management experience in the mortgage, credit bureau, and financial services industries. During his time with Xactus, Bill has been an instrumental ...At Xactus, we know you want better show on your consumers. We provide a entire suite of score optimization products considered to ensure your mortgage applicants are making to most out their credit. Our products also reduce your time on each apply, letting you close more lending more quickly.Change Report Owner Change Report Owner – Admin Access Only 1. From the main page click on change credit report owner 2. A pop up will display 3. Enter your file # and select the user you would like to change the user to whom you would like the file to now belong to and click submit. The file will now be in the possession of the new user and ...Validate Consumers' Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 - Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant's name on file.Xactus is a new credit data and origination platform that streamlines the credit process for businesses of all sizes. Introduction. The credit industry is one of the most critical industries in the global economy. With so many people applying for credit, those who manage this industry must keep up with the times and find creative ways to ...May 2, 2024 · Apr 2, 2024 | Press Release, In the News. Broomall, PA – April 2, 2024 — Xactus, the leading verification innovator for the mortgage industry, announced today that Thomas Gallucci has joined Xactus as EVP, Strategic Sales. In this position, Gallucci will play a key role in growing business around non-credit...March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to ...REPOSITORIES - The credit bureaus from which the FICO score was requested. PRICE REFERENCE NUMBER - The loan #/reference # that was input upon ordering. REQUESTED BY - Name of the user who ordered the credit report. PREPARED BY - This field is only used for RMCRs. LOAN TYPE - Allows you to fully customize the loan types …A credit supplement is a process to allow just that, a third-party revision of any item on a credit report. Essentially, it is a normal process in consumer lending for one creditor to ask another for a real-time status update on an existing account, especially since the initial credit report was pulled at the time of loan application.. PHILADELPHIA, September 13, 2023--Xactus, a leading provider ofPresident. Shelley Leonard serves as President of Xact Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232Oct 5, 2021 · 646-818-9040. [email protected]. Company Contact. Perry Steiner. Chairman and CEO. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage verifications and business credit reports, today ... Broomall, Pa. – March 15, 2024 – Xactus, a leading verification i UCS grew to be one of the largest National providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. I will ...Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience. Then, make the selections for the report needed. Request Type: ...
Continue Reading