NASA FCU Pre-Approval. What's going on FICO fam! I've been doing a lot of reading here and just taking some good advice. I was messing around with some pre-approvals and I'm pre-qualified for the Platinum Cash Rewards card with a special lifetime balance transfer APR of 11.9% (not worried about that), purchase APR of 14.99%, and a credit limit ...Pre-Approved for AMEX Personal Loan. Today, when I logged into my AMEX card account, I got the pre-approval message. I have received it before but have not bit. I also have from the mail, a pre-approval from Marcus. I have not checked the Marcus pre-approval, but this is what the AMEX pre-appr.oval was for up to $25,000 at maximum APR of 6.98%.Re: Merrick Bank Pre-Approval. @Anonymous wrote: Hello, I recently received a preapproval from Merrick Bank. If approved, my SL will be $700. After making 7 ontime minimum payments, Merrick will double my CL to $1400. The AF is $48 and after that, they'll bill my CC $4/month for the AF.Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65. So today was indeed a crazy day... Well at least for me. My good friend just moved to another state, I was rejected for AOD despite all my - 6293256.AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k. Hello All, In the past, when I did check the rate on CC website for NASA FCU, it never gave me any pre-qualification data. This time around - 6558378.Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Best Credit Cards to apply for (Pre-Approval Options Only) with 620-640 FICO. Looking to go on a mini spree in a month or two. As of right now: FFCU: $4,000. Captial One QS: $3,000. Credit One Amex: $2,000. MFCU: $1,000 (Secured) FFCU: $500 (Joint) Looking to go after higher CL's and increase my overall available credit limits and more positive ...Cap1 is different than most lenders with regards to that message. Let us know the outcome, pretty sure you might be suprised. Cap1 has no problem with INSTANT DENIALS. I am in the process of rebuilding my credit, with FICO 8 EX 641 / EQ 679 / TU 688. I'm the authorized user on a Chase Freedom card with 10+ - 5375563.Nov 21, 2021 · BOA prequalify unreliable. Last night for the heck of it i went on the BOA prequal page. it said i qualified for one of their unsecured rewards cards so i followed through with the app. The wheel of death kept spinning and didnt stop in my favor. Now i have an extra wonderful hp on my experian for no gain. >/ nfcu platinum 15k, BABY NEEDS NEW ...This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.Re: Are the Navy Federal Prequalify recommendations Accurate. I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue …Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.I've been checking the Chase pre-qualify site weekly for a month. Finally I got the green light, and like FadedIdea, I had 4 offers so I went for it. After bracing myself for a super low limit or even a denial. I received a approval for $3500. My mouth hit the floor, this is my highest so far. I have a card through my CU with a 2000 limit.Re: Are the Navy Federal Prequalify recommendations Accurate. Mine says: We're unable to determine if you prequalify because your credit is frozen. Please unfreeze your credit, then try again. "Not everyone who helps you is a friend, and not everyone who challenges you is an enemy." 04-24-2020 07:50 PM.Apple Federal Credit Union. I'm in the middle of my credit rebuild and I decided to apply for Apple Federal Credit Union since I have them and can't get anything other than secured card from USAA. There is a comments section in the application, so I put a note in there about how I know my credit isn't great but that I have been working really ...I tried the PenFed online "Pre-Qualify" tool, logged in, and was "pre-approved" for 12.5k. I went through the process - 6684037. Skip Navigation. How It Works; Pricing; Education; Community; Support ... All FICO ® Score products made available on myFICO.com include a FICO ...Cap1 is different than most lenders with regards to that message. Let us know the outcome, pretty sure you might be suprised. Cap1 has no problem with INSTANT DENIALS. I am in the process of rebuilding my credit, with FICO 8 EX 641 / EQ 679 / TU 688. I'm the authorized user on a Chase Freedom card with 10+ - 5375563.Approved for BC with a $1,400 SL and 18.24% APR. 8/17 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 675. Requested 3X CLI instant approval, new CL $4,200. 2/18 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 712. Requested 3X CLI instant approval, new CL $12,600.You can typically find out if you prequalify for a credit card when you: Check your mail for prescreened offers. Prescreened offers show up in both your email inbox and your actual mailbox because ...Hello everyone. Wanted to share my experience with Apple Card. I have been using the prequal link since the card came out and it would always come back with a limit of 3-4k, every single time, so I always refused it. Yesterday I tried again for the 100th time and it came back at 10k and the lowest A...There's no way to force a pre-approval. I've been with PenFed for many years and I've never received a pre-approval for an auto loan. With that being said, I've never had any of my auto loans be declined either. If you really want to use them just apply as you may be waiting many, many years if you're hoping for a pre-approval to come …1- Which cards out there do soft pull credit pre-approvals. 2- Have good starting limits. 3- soft pull CLIs. I haven't got a card in a couple years and my overall utilization is pretty good. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822.Do I raise my kid on trial and error? Absolutely. Do I wake up some mornings and just stay in bed for a couple more minutes, as my kid screams... Edit Your Post Published by Millen...Take the $60+ you save or gain per year by using a card with better rewards and/or no annual fee and donate it to a charity that plants trees. That said, different strokes. FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6.Re: CapitalOne prequalify. @Rudy1 wrote: I believe it is because Capital One is more of a subprime lender and they want people with not the best credit scores to be prequalified and for people with good scores to cold app. Yeah. I agree with that — but this is new. They have offered their Savor and Venture cards as prequals before.The higher your credit score, the lower your APR will be. It's possible to qualify for a personal loan with a low credit score. But having a FICO score of at least 670 will give you the most ...Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.Re: Prequalified offers at chase. Nothing unusual, at least in my experience. I've never seen a pre-qualification when checking for offers through their specific pre-qualification page. The only places I ever do see offers are in the "Just for you" section of my account, the "Credit cards" section, or the offers page in Chase Credit …DW's went from $10K to $35K in a less than 6 months. Sometimes having higher limit cards seems to breed getting more higher limit cards. Our credit card journey started 3/2018. Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65. CU Memberships.@razzy116 wrote:. I went to the Discover prequalify site and it was the first time that it did'nt say past excisting account cause i paid the collection that i owed. it did say about 2 collections that i have which i am paying and a couple of charge offs that i have, i"m glad it does"nt say past excisting account. once i"m done with the collections and charge offs i should be good to go.Take the myFICO Fitness Challenge Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning. Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24 ... Even you get pre-qualified when you goto Dealer they will do their own checks. Talk to ...State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156.Prequalified Auto Loan? My son is looking to buy a car from a family member (not a dealer) at a very good price but he does not have enough to completely pay for it and is looking to either: 1. Get a personal loan using the car as collateral. 2. Get an auto loan. Difference would only be around 3K for 9K vehicle.Cold emails are marketing emails you send customers who have no previous connection with your brand to build a relationship with them. Sales | How To REVIEWED BY: Jess Pingrey Jess...Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Approved for BC with a $1,400 SL and 18.24% APR. 8/17 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 675. Requested 3X CLI instant approval, new CL $4,200. 2/18 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 712. Requested 3X CLI instant approval, new CL $12,600.@Creditaddict Congrats! on Both Your FNBO Approvals! 😃 I Ran the Prequal Site a Few Nights Ago for the Biz Card & Approved for 15k @ 18.99 But I Didn't Go For it, Worried about Denial... I Got the Personal Card a Little Over 6 mos ago & (Denied on another Card) But Just Got an Auto 2.3k CLI.. I Really Want the Biz Card, But Don't Want a Denial, Kinda Gardening until Jan/FebRe: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card …I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.Re: Penfed Personal Loan Prequalify Tool They WILL absolutely require PoI if your income doesn't match what Equifax (The Work Number) has listed for you. They MAY ask for PoI if your company doesn't use a service that reports to such.Re: Bank of America Prequalify. @Anonymous wrote: Recommendations are just that. They are not preapprovals or prequalifications. They are for marketing purposes. +1. Ymmv. Total CL: $321.7k. UTL: 2%.EQ and TU are over 700, Equifax is slightly under 700. American Express prequalified offers are generally very reliable but people can and do still get denied. As for the value of 50K MR points, they can be worth well over $1K if used in the most beneficial way which is transferred to travel partners.XXXX XXXXX, you've been pre-qualified for the following credit card offers. See below for 4 additional offer(s). For all 5 cards mentioned, it gives me a specific interest rate (between 15.24 and 22.9% depending on the card). It does not show a 'range based on credit worthiness' like many do.The top of the page presented said here are your OFFERS and listed multiple cards and specific terms with each card (other than exact interest rate of course). This looked to me like other pre-qualification approvals I have seen, so I went ahead and did the app. Well low and behold got denied. What a scam.06-30-2022 12:17 PM. Re: Is there a way to pre-qualify for Amex business cards? Click on the business card that you want to apply for, if it says "accept this offer" then it's a preapproval. I can't recall if I've seen this prior to my first business card though. I currently have 3 Amex business cards. Message 4 of 5.There pre qual is over the phone not on their site. You can be in any state to join as long as you have some kind of connection with the military or DOD. What national credit unions that offer pre qualify credit cards? These would be the one who take anywhere in the US. - 5940255.USAlliance pre-qualified, reliable or just advertising. So US Alliance is the other credit union with a 3% back credit card, at least for another year. Considering it for getting a 3% card now before applying with AOD for their card. So they have a prequalification page and it says it takes two minutes to see if you pre-qualify, well I almost ...How to prepare for tractor loan. First post here since deciding to take control of my credit. I had a rough time with a long layoff in 2014 and although I kept the roof over my head and the kids fed I had a string of 22 consecutive 30 days late with Wells Fargo mortgage. I used their hardship program and had a misunderstanding of how it worked ...Approved/PreQualified Avant, should I grab it? So while checking credit karma for any alerts, I noticed on the front page "Excelent approval odds" for Avant. I decided to see what I was approved for, came back with a $300 Line, $59 AF, 24.99% APR. I really don't have a need for any more cards, so I am probably turning this down.Enter your name, email address, phone number, and the last 4 digits of your Social Security number. Click the “Continue’ button and see if you are pre-qualified. To respond to a pre …There's no way to force a pre-approval. I've been with PenFed for many years and I've never received a pre-approval for an auto loan. With that being said, I've never had any of my auto loans be declined either. If you really want to use them just apply as you may be waiting many, many years if you're hoping for a pre-approval to come your way.Upgrade Visa - My Experience So Far. Hello all! There has been quite a bit of talk about the Upgrade Visa on here recently. After checking their site for a pre-qualified offer, I was offered $15k at 23.95%. My score on TU wasn't great at the time I checked, but I decided to give it a try so I could consolidate some credit card balances.Re: Chase IHG Premier Pre Approval ** Update**. I was approved for this card. CL $16,000. I just let it sit and it auto approved. 11/13/23 TU 808 EX 800 EQ 806 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/BOA $25,000/Macys AmEx $25,000/Sams Club MC $20,000GM Card $18,000/Chase IHG $16,000/Barclay …To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.Re: Capital one auto navigator prequalify. Thanks for your response! I did go ahead and purchase a vehicle through their auto navigator prequal today. I ended up putting $5k down and finance $35k through them at 10.99%. The lowest interest I got on their site was 7.99% for a model year newer than I bough but it required more money …The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!Re: United Website Explorer Pre-Approval Is It Real? @ThomasJNewton wrote: Just happened to look at my United Account, and noticed that there was a United Explorer pre-approval ad. The two previous times I applied (35 years ago for a United Mileage Plus First Card and 25 years ago for whichever card it was at the time), I was denied.Re: Venmo invite or pre approval. I was invited as well and got approved with a $2700 SL, Scores are in my signature, let me know if you have any questions! NFCU Cash Rewards: $24,000. NFCU More Rewards: $24,000. NFCU Visa Signature Go Rewards: $29,600. Capital One Quicksilver: $500. Capital One Quicksilver One: $500. Military Star Card: $ 3,400.They're offering you your choice of card, note that the Platinum Rewards has a mininum SL of $5K. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850 FICO 9 (EX) 850 (TU) 850 (EQ) 850 $1M+ club Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 21. 7 Kudos.Discover Pre Approval. Looking for some advice as to whether I should apply for the Discover Cash Back card. I was pre-approved this morning after filing out the required info. I was pre-approved for 3 of their cards, but the Cash Back being the best one IMO because of the 5% cash back. I'd like to add another revolver to thicken my file and to ...Apr 22, 2021 · pre-qualifying is better for you especially if you have a CU or bank relationship. Now sometimes GMF has a great incentivized interest rate that could be attractive such as 0%. Also with GM make sure you don't qualify for suppliers special pricing. This is several thousands off MSRP and many empoyers get you qualified.It has been a while but a few months ago I had a CapOne Auto Navigator preapproval and the cars at Carmax were 2 points higher on the rate. Don't know if this is still the case. About to purchase a car for my wife but wanting to see what they show for her pre-qualify. That said, do not want to waste a hard-pull on - 6388042.Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.I guess Navy doesn't want to extend you any more credit at this time. Currently rebuilding as of 04/11/2019. I already have the cash rewards card from NFCU with a CL of $5k. I went ahead and checked the pre qualify site to see if I will be approved - 6108821.@MmmarkAz wrote: @Creditaddict Congrats! on Both Your FNBO Approvals! 😃 I Ran the Prequal Site a Few Nights Ago for the Biz Card & Approved for 15k @ 18.99 But I Didn't Go For it, Worried about Denial... I Got the Personal Card a Little Over 6 mos ago & (Denied on another Card) But Just Got an Auto 2.3k CLI.. I Really Want the Biz Card, But Don't Want a Denial, Kinda Gardening until Jan/FebBank of America Card. Hello. I logged in today to pay my two credit cards with Bank of America and I saw an offer for another card, the Unlimited Cash Rewards. It was decent offer with a $200 bonus after $1000 in spend and also 15 months of no interest charges. Checking the offer took me to a pre-filled out application with my name, …I asked for $20k on PLOC at 8% - approved! $10k on CC - they approved for $12,500 for 14%! I mentioned that I had initially only requested a CLI which isn't how it came over, he's requesting it & I should hear back tomorrow. Also a point worth mentioning myfico & BCU app shows my CS 748 TU.Doesn't say anything about pre-qualified or pre-approved, just apply now. Starting Score: ~670 Current Score:~684 Goal Score: 750 Take the myFICO Fitness Challenge. Message 11 of 18 1 Kudo Reply. Eric958. Established Contributor ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...08-26-2019 12:02 PM. Amex Prequalify Showing Starting Limit... Should I Apply? Heres a little background: 13 months of credit history. Discover IT Student/$2300 limit/30% util with another 3 months to pay off, will completely pay off in September when i get my school refund check/13 months old. Apple Card (Judge Me)/$1500 limit, sock drawer ...Get ratings and reviews for the top 10 foundation companies in Columbus, OH. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pr.... Aug 10, 2021 · Last month (July 11th), I was pre-approved for up tCap1 is different than most lenders with regard Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer. CITI Prequalification. I tried to look for CITI Prequa Re: Amazon Prime Visa (Chase) Pre-Qualify. Ok....Today I called each of the Chase numbers below and got a different messags/status: 888-338-2586 - 30 days (still reviewing) 888-432-3117 - 30 days (still reviewing) 800-945-2006 - 7-10 days (still reviewing) 888-270-2127- 7-10 days (still reviewing) - spoke to rep who asked to text code to phone ...So if you earn 120k you can get around 480k mortgage. But then you need to worry about your backend ratio, FHA maxes out at like 55 percent. So if you use the full 33 percent in the front you got 22 percent for the backend. This is for your student loans, credit card payments and the student loans. So do your own math, and pull your scores here. Under most policies, the default position for flo...
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