Xactus ranked 21 st in the financial services sector Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing private companies in America. In addition to ranking in the top 300, Xactus is the 21 st... Xactus Acquires MassiveCert. Jul 25, 2022 | Press Release, Archive 2022Xactus360 Training Materials . Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.1. Start by logging into Xactus360 and from the home page, click Credit Report. 2. Under 'select type of credit report' choose Merge. Check the bureaus needed. If a Joint file is needed, change Individual to Joint. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address. How to Order a CreditWe use cookies to help give you the best experience on our site. If you're okay with that, keep browsing. Read our cookie policy here.Credit Scores F CO Credit Report Summary 32 n 27 Credit Report Details 123456789 D: 44121232 Merge Available Credit Reports 273 $1,197 Completed 10-28-2022 09 58:02AM 10-28-2022, 09 58_11 AM Report Type Merge Merge Date 10-28-2022, 10-28-2022. xactus360 Home Dashboard Account My Reports UDM Business Report Management Repons Preterences SSN SSNVVerisiteX is an innovative mobile solution that utilizes cutting-edge technology to provide interior/exterior photo and video inspection property reports within minutes as well as collateral valuation data – which reduces costs and improves workflows. Homeowners, borrowers, appraisers, inspectors, real estate agents, and other property data ...If you are a Xactus customer seeking assistance, please select from the following choices: Customer Favor. Credit reports, supplements, lien and judgements, etc. [email protected] Xactus360: 800.243.0120 x 2000 Legacy: 800.258.3488 x 1411.The credentials used to access Xactus360 are the same credentials used for reissuing a report Fannie Mae The credit vendor is Xactus 51 Freddie Mac Select Sharper Lending as the Credit Vendor and Xactus LLC as the Technical Affiliate Retrieval / Reissue The Report ID is the reference number used to reissue a credit report in DU & LPPhiladelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...9. Credit History a. Whose: B: Account returns from repositories under borrower's name C: Account returns from repositories under co-applicant's name J: Account returns from the repositories under both applicant and co-applicant names b. ECOA: This code is used to identify the responsible party for public records, inquiries, alerts and tradelines.Pull soft credit inquiry on consumer Can be pulled as a 1, 2 or 3 bureau *Please note: You can't make a final underwriting decision without pulling a tri-merge hard inquiry with a FICO® score andOct 4, 2023 · Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00.To get a free annual credit report, visit AnnualCreditReport.com, the centralized website for obtaining consumer credit reports from the three nationwide credit reporting agencies,...Xactus | 2,810 followers on LinkedIn. Advancing the Modern Mortgage | Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With 8 operation centers across the U.S., Xactus works closely with its clients to digitally integrate a 360 ...Aggregated credit data - This information helps businesses gain critical insight on credit use by offering a suite of tools to differential households based on their likely credit availability, needs and usage. Because it is not subject to FCRA regulations, this data can be used throughout the entire lifecycle to enhance prospecting ...A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit agencies. The lawsuit seeks to represent anyone who suffered harm from Xactus's allegedly negligent reporting since 2018.Navigate to the Credit File screen in the Xactus website for your borrower. If viewing the credit report in a Loan Origination System (Encompass, Calyx Point, etc.) , select the Add ... Comparison Report Request Suzp ement VIEW REPORT ADD-ON PRODUCTS REF 07820 1805000046 742 TU: 740 724 28 750 +11 co-BOR: ADDR:Start by logging into Xactus and opening your borrowers file from the main page. 2. Under Requests History, you will find the supplements requested and their status. ... Order Business Credit Report Order Undisclosed Debt Notifications Order Liens and Judaments Reoort Tools Documentation Requests Total cost for borrower Management Reports FileValidate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.Streamline your HMDA Compliance with Xactus. With the HMDA submission deadline quickly approaching on March 1st, time is of the essence! It’s crucial to act swiftly to meet compliance requirements.After selecting Order, the report will process for a few moments and then you will be returned the the Credit File screen, from which you can view or print the PreQual credit report. XP = Experian TU = TransUnion . EF = Equifax . Click when all request options are completed Complete all required fields How to Order a PreQual Credit ReportInstead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per y...Mar. 1, 2022, 06:00 AM. PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider. for the mortgage industry, announced …Xactus, formerly Universal Credit, offers the fast, simple way to access tax return transcripts online. Our encrypted, secure website provides a simple to use submittal process and a secure archive to retrieve your reports online 24/7 while protecting your applicant's identity. Save time and money with Xactus' direct connection to the IRS. Call ...Also, let your customer know someone from Xactus will be calling. Credit Cards Ask for the full 15 digits or 16 digits of the card as the credit report only shows their member number. If you see 12 numbers, ask for last four. Most credit card numbers are 16 digits. MortgagesFeb 28, 2022 · Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.310-695-1413. [email protected]. Company Contact. Perry Steiner. Chairman. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions of Data Facts, a ...Credit Report Legend 1. ECOA Codes A: Authorized user - A joint account where the borrower is an authorized user, but has no contractual responsibility. I: Individual …Credit ReportX 06/27'2023 Co-Borrower aco vs 627 ] XACTUS TEST ACCOUNT 370 Reed Road. suite Broomall, PA Jcnatnan Snow 123-12-3333 N Pole. Milford. CT 06460 TransUnion aco 568 Clint Code: Loan Borrower 697 ID: TransUnion 0612712023 5203.911 S36.327 so s240.238 Fraud Messages ID MISMATCH ALERT: SURNAME DOES NOT …Your credit report can be a big, confusing animal. We've written about how to interpret it, but ReadyForZero reminds us of an often overlooked part of your report: reason codes. Fi...2. Credit Report Comparison – Xactus’ compare feature allows you to quickly compare two credit reports –the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ...VerisiteX is an innovative mobile solution that utilizes cutting-edge technology to provide interior/exterior photo and video inspection property reports within minutes as well as collateral valuation data - which reduces costs and improves workflows. Homeowners, borrowers, appraisers, inspectors, real estate agents, and other property data ...08/23/2023 - The next generation of Xactus360 is here. It's been configured to advance every aspect of your mortgage business. Xactus360 will help you rethink workflows, create efficiencies and streamline processes - while delivering an intuitive user experience unlike any other. Best of all, the technology platform revolves around you and ...Imagine your credit data as a traveler setting off on an epic journey through the intricate pathways of Xactus' systems. Each step is crucial to building up that comprehensive report. Xactus' Role in the Larger Credit Reporting Landscape. Think of Xactus as a big fish in the credit report pond.Gain leading loaning technology and credit write solutions from Xactus. Integrate uses data and reporting without. Reduce risk in decisions.The Refresh Report option allows the client to get an updated copy of the borrower's credit report through use of a "soft inquiry." This is generally done just before a loan is funded to ... Xactus.com. 888-212-4200. Author: Anthony Fulginiti Created Date: 1/27/2021 10:39:13 AM ...President. Shelley Leonard serves as President of Xactus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country’s top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its …Xactus offers a full suite of property related services to the equity lending industry. Our web-based ordering platform and highly trained and professional customer service staff help streamline your process, reduce costs, and close a higher volume of loans quicker. Property Title Search (Current Owner Report) - Establishes current vested ...• This feature is only available from the Xactus platform (not withi n Loan Origination Systems) • The original credit pull must have occurred within the past 30 days. After the borrower has confirmed they have unfrozen their c redit file . with the bureau(s) previously frozen, access the existing credit file in the Xactus platform an d selectXactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Fraud ReportX, Xactus' award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. Detect application problems early.Xactus can manually verify employment and income and provide you with the validation you need in just one to three business days. We follow a uniform, auditable process that ensures you receive data you can trust. We even can perform verifications on self-employed consumers. Our experienced team conducts a thorough, auditable investigation ...February 27, 2024, 11:10 am By Connie Kim. Mortgage technology firm Xactus named Michael Crockett as its chief operating officer. He previously served as the company's chief data officer. In his ...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Credit Bureaus . section - fill in co-borrower details (name, SSN, DOB) - Ensure the Xactus file number matches the report you wish to upgrade Choose . Finish. The co-borrower and/or bureau(s) will be added to the existing credit report file: View the . Credit Report. in the . Services View. tab. Upgrade an existing Credit Report in EncompassHelps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the …370 Reed Road Broomall PA 19008. Founded in 1992, Universal Credit Services provides a single source credit reporting solution to assist its clients in the most efficient and cost effective method ...CreditXpert Logo. "Having Xactus connected to our new platform means that thousands of bank and non-bank mortgage originators can easily integrate credit optimization into their operations," said ...Also, let your customer know someone from Xactus will be calling. Credit Cards Ask for the full 15 digits or 16 digits of the card as the credit report only shows their member number. If you see 12 numbers, ask for last four. Most credit card numbers are 16 digits. MortgagesCompare a credit report to a previous version and obtain real-time views based on bureau, add/remove borrower, Date of Last Activity, Date Reported, and Months Reviewed; Merge two individual credit reports pulled within 30 days of each other into one joint credit report; Repull a bureau into an existing reportHelps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports. Xactus, the leading verification innovator for the mortgage industry, announced the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.. Xactus360's game-changing features allow lenders to ...Xactus currently has more than 6,500 clients nationwide, ranging from large bank and non-bank mortgage originators, to credit unions and mortgage brokers. Xactus is based in 12 operation centers ...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...August 17, 2022 06:00 AM Eastern Daylight Time. NEW YORK-- ( BUSINESS WIRE )--Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing ...Who is Xactus? Xactus (formely Credit Plus) provides state-of-the-art verification services from pre-application to post-close that give mortgage professionals greater confidence when making lending decisions. With Xactus, its comprehensive suite of verification services, lenders can successfully close more loans and better manage their …Now private money lenders can know more about their borrowers faster. Salisbury, MD, June 17, 2021 - Credit Plus, a leading provider of mortgage verifications, business credit reports, business owner reports and a complete ecosystem of business intelligence data, today announced it has expanded its integration with Liquid Logics to now include soft credit inquiries.The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...The bureaus already have this information, and if they don’t, many sources will provide it to lenders. 370 Reed Rd., Suite 100 Broomall, PA 19008. (888) 212-4200 [email protected]. xactus.com. How can lenders delay the inevitable trigger? Lenders can pull credit as a soft inquiry using Xactus’ Pre-AppX report, which does not result in a trigger.Instead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per y...3. Select your credit agency and report type as well as marking each bureau needed. Then, choose a Request Type. Order New Report - Orders a new credit report. Re-issue Existing Report - Imports an existing report of a particular file number. Upgrade Existing Report - Add bureaus to an existing file and upgrade to include a co-borrower.Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232 ...We’re extremely proud of our executive team members at Xactus, not just for their internal leadership, but also for their thought leadership. Recently, several Xactus executives were tapped to share their insights and perspectives about the current state of the industry and its prospects for the future. Check them out:Xactus Data offers tri-merge credit reports, pre-approval and pre-qualification reports, tradeline updates, and scoring tools for mortgage lenders. Xactus Data does not provide credit reports for consumers or businesses.Xactus, formerly Universal Credit, offers the fast, simple way to access tax return transcripts online. Our encrypted, secure website provides a simple to use submittal process and a secure archive to retrieve your reports online 24/7 while protecting your applicant's identity. Save time and money with Xactus' direct connection to the IRS. Call ...Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions. Contact Info. 888-212-4200 (484) 472-8026; Questions & AnswersNavigate to the Credit File screen in the Xactus website for your borrower. If viewing the credit report in a Loan Origination System (Encompass, Calyx Point, etc.) , select the Add ... Comparison Report Request Suzp ement VIEW REPORT ADD-ON PRODUCTS REF 07820 1805000046 742 TU: 740 724 28 750 +11 co-BOR: ADDR:May 2, 2022 | Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus' technology strategy, including all technical aspects of new product development and implementation across its platforms, and ...Xactus Data offers tri-merge credit reports, pre-approval and pre-qualification reports, tradeline updates, and scoring tools for mortgage lenders. Xactus Data does not provide credit reports for consumers or businesses.Report 654 VIEW REPORT PREO (PDF 4) Prequal Analyzer Other Reports ADD-ON PRODUCTS Wayfinder What-If Simulator Comparison Report Request Supplement Request RMCR Undisclosed Debt Notifications Liens and Judgments Report (Borrower) UNMERGE REPORT 623 co-BOR: ADDR: 9614 ORIOLE LN, ANTHILL, *** ORDER COMPLETED *** 0K YES YES YES Ordered By MEGANAugust 17, 2022 06:00 AM Eastern Daylight Time. NEW YORK-- ( BUSINESS WIRE )--Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing ...Paul was elected to Congress at age 28 and represented Wisconsin's First District for two decades. He was named a professor-of-the-practice at the University of Notre Dame for the 2019-2020 academic year. He holds a degree in economics and political science from Miami University in Ohio and was awarded an honorary doctorate by the university.. Commercial Drivers can request a free copy of aCredit Report Legend 1. ECOA Codes A: Authori Our Online Verifications Demonstrate our Unrivaled Commitment to Your Success. Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant’s ... Xactus is a reseller of credit information and prov UCS grew to be one of the largest National providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. I will ...Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00. The credentials used to access Xactus360 are the same credential...
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